6 years post bankruptcy

Finallyfree_3

Good evening all,

I have been a long time lurker on these forums and have to say that I have read some amazing advice over the past 6 years. I was declared bankrupt dec 2007 and had automatic discharge a year later, I payed into a IPA for 3 years and have now had my bankruptcy disappear from CRF. I have one small issue, I had a joint loan at the time of going bankrupt and it was included in my bankruptcy, I had my credit reference files amended to show the correct default date etc. the details were never changed with call credit and they still had the default date later than my bankruptcy date by over a year and a half. So I decided to write to AA personal finance asking them to amend as per the ico guidelines, to my shock today I checked both equifax and experian and the default that has already dropped of from those 2 files has re appeared. All I wanted was it amended on my call credit file and not added back to the others. I am at my wits end with these clowns and any advice will be greatly appreciated. I have not received any correspondence from the AA in regards to the matter, but I feel I have done my time and now want to look forward to a rosier future.

Regards

Finallyfree

fermi

Complain again, and tell them that if they don't get it right this time and sort it PDQ, then you will be taking them to both the ICO and the FOS.

The_AA_Company_Representative

Finallyfree wrote: »

Good evening all,

I have been a long time lurker on these forums and have to say that I have read some amazing advice over the past 6 years. I was declared bankrupt dec 2007 and had automatic discharge a year later, I payed into a IPA for 3 years and have now had my bankruptcy disappear from CRF. I have one small issue, I had a joint loan at the time of going bankrupt and it was included in my bankruptcy, I had my credit reference files amended to show the correct default date etc. the details were never changed with call credit and they still had the default date later than my bankruptcy date by over a year and a half. So I decided to write to AA personal finance asking them to amend as per the ico guidelines, to my shock today I checked both equifax and experian and the default that has already dropped of from those 2 files has re appeared. All I wanted was it amended on my call credit file and not added back to the others. I am at my wits end with these clowns and any advice will be greatly appreciated. I have not received any correspondence from the AA in regards to the matter, but I feel I have done my time and now want to look forward to a rosier future.

Regards

Finallyfree

Hello, this is something that we would like to look in to. Please email the details to [EMAIL="chat@theaa.com"]chat@theaa.com[/EMAIL] including your full name, address and any policy numbers that will help with the investigation and title your email reference FOR60969. Regards, The AA