That end of the month feeling......

blackangeluk

Well, it is payday on Thursday - checked bank balances - have £6.83 left in Bills Account and £61.51 left in joint account.

No more DD's due, food shop done, no petrol needed - I think I have made it through my first official first full DFW month without dipping into my CC or going overdrawn :j I think this is the first in about 10 years that I probably haven't used a CC

In addition to this I have raised enough money via eaby for the kids birthday presents (for next month, already bought and wrapped), and 12 months car tax - a HUGE first.

I have over £100 tracking in quidco, few more bits and bobs to go on ebay and reduced from about 6 separate debts to 3 and be more organised.

Most importantly, I have thoroughly enjoyed my official month of saving.

I have all my bills ready for Thursday night when I will tackle next months budget and hope to do even better. I have gone over on food but think I have learnt where I'm going wrong.

So thank you and hope everyone else has had a successful month :beer:

angelavdavis

Lovely! Well done you!!!

Don't forget if there is any money left over you can overpay a couple of debts to get your debtfreedate down too!!!:j

blackangeluk

angelavdavis wrote: »

Lovely! Well done you!!!

Don't forget if there is any money left over you can overpay a couple of debts to get your debtfreedate down too!!!:j

Unfortunately DH forgot to cancel the payment protection on the MBNA card we transferred a balance too and they have charged £58 :mad: so my extra will be being used to pay that - but at least it is there - can't wait for the end of next month and hopefully we have even more

CAFCGirl

Well Done you!

All great progress and fantastic positivity!
As for the MBNA thing, we live and we learn, I hope its cancelled now

Congratulations on becoming a Debt Free Wannabe!!

lynzpower

Hey great Month BAUK

Isnt it amazing when you get to the end of the month with no increase in debt and no bouncing of the overdraft!

It just makes me wonder, what on earth was I thinking beofre I became a DFW Its like a different world

art_student

Well done, Blackangeluk! Keep up the good work!

tsharp

I've been paid and now have £330ish for the remainder of the month once bills are paid. It will be tricky...

findingmyownway

thats great BA well done!!

chocaholic110

Well done, sounds like an excellent month's progress to me!

angelavdavis

blackangeluk wrote: »

Unfortunately DH forgot to cancel the payment protection on the MBNA card we transferred a balance too and they have charged £58 :mad: so my extra will be being used to pay that - but at least it is there - can't wait for the end of next month and hopefully we have even more

Never mind BA! At least you have covered that one too!!!! Good luck!

Penny2myName

Very well done BA, you deserve a round of applause.:T:T:T:T:T