Co operative home insurance

Helpmeoutofthismess

Hi everyone,

I have just taken out a new home insurance policy with the co op and set up monthly payments which has gone through ok despite me still being undischarged. The policy was nearly £150 less than my current policy woohoo

My question is, do I need to phone them to tell them I am bankrupt? The assumptions page didn't mention anything about bankruptcy at all.

H x

philnicandevan

its the small print you need to check...it could have bankruptcy mentioned

alastairq

http://www.co-operativebank.co.uk/insurance

Follow the link above,to access, online, all policy documentation.

I have been with Co-op for some years now.

At no time could I find any mention or exclusion due to bankruptcy.

Co-op being one of those less vindictive insurers [towards bankruptcy]....

When paying monthly, as long as the total amount of credit [for that is what a monthly payment amounts to]....is less than £500, you have no legal requirement to mention BR unless asked.

I suspect a credit check would have been conducted for monthly payments, anyway?

Good ol' Co-op, is what I say!

Helpmeoutofthismess

Thank you both for the replies!

Panic over, I called the co op and a lovely lady answered on the first ring without any navigating through press 1 press 2 nonsense. I told her about my BR and she said it was fine but thanks for letting them know

H x