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Remortgage with bad credit
odysseus_2
Posts: 25 Forumite
Hi,
I have a few ccjs on my credit record within the last 6 months. I'm currently with santander and out previous fixed rate deal has just expired.
They won't offer us another fixed rate deal as they say the rate is so low and isn't likely to change. So we're now on their variable rate which comes in about £160 a month extra.
Are there any other lenders it's worth talkig to with credit history like mine?
I have a few ccjs on my credit record within the last 6 months. I'm currently with santander and out previous fixed rate deal has just expired.
They won't offer us another fixed rate deal as they say the rate is so low and isn't likely to change. So we're now on their variable rate which comes in about £160 a month extra.
Are there any other lenders it's worth talkig to with credit history like mine?
0
Comments
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I think you should call them back and ask again.
Assuming you are going onto the 4.74% Standard Variable Rate, the only lender going to offer you better than that is Santander themselves.
You may need a revaluation potentially.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
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