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Method of paying Zopa fees

Has anyone here got any experience of Zopa, in the last few months? Particularly around borrowing and the fees they charge? Do you have to pay those fees upfront or do they get rolled up into the total borrowing amount?


Many thanks

Comments

  • From their website:

    "Zopa makes money by charging savers and borrowers a low, transparent fee. There are no hidden charges or sneaky clauses so our savers and borrowers get a good deal. Savers pay a 1% annual lender fee on the amount they lend to borrowers. Borrowers pay the borrowing fee only when their loan application is approved. The borrowing fee is added to the loan amount and always included in all our APR quotations."
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