We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Another Help to Buy rate query

Options
When you’re searching for a Help to Buy mortgage (with the 20% equity loan) are there separate products with higher interest rates or can you search across the market?

And should we search on a 5% deposit or the full 25%...?

Thanks
x

Comments

  • kingstreet
    kingstreet Posts: 39,248 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Of the lenders accepting HTB - EL. most have named "HTB" or "Affordable Housing" products. Those who don't allow you to choose from their product range and the 75% LTV products if you are only putting down 5% with a 20% EL.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • thanks !

    x
  • ethank
    ethank Posts: 2,197 Forumite
    Holiday Haggler I've been Money Tipped!
    I found that nationwide had the best rate - although a few months since we had our mortgage offer now.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.6K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.6K Work, Benefits & Business
  • 598.4K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 256.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.