Bit of an issue with my mindset.

JayC1987

Hello, I've not posted in a while, due to me losing my confidence for a while.

I'm in a perplexed state of mind, in April of 2012 I confronted my money problems. £18k worth of debt, now two years later my debt is £9k, I earn £15k a year. I'm just thinking is this progress or a lazy effort.

GuttedTBH

Are you kidding?
You've halved your debt, paid 9K in 18 months at an average of 500 quid a month!

Your doing great!

Upsidedown_Bear

Sounds impressive to me - well done you :T

You might want to add the money you paid off in 2013 here:
https://forums.moneysavingexpert.com/discussion/4856717

Willowpop

I agree with the others, you are doing just fine!

The_Green_Lady

Fantastic work! Halved your debt! Absolutely awesome. Keep up the good work.

Monkeyballs

Hi JayC,

You are in the place where I want to be in a years time! I'm actually pretty jealous especially as you think you should be doing more!

You're well on the right track so keep it up, I know the last two years may have been a strain but the next couple will fly and you'll be so much better off each month it will feel amazing!!!

MB

JayC1987

Brilliant thank you all for the nice words. Glad I'm doing something right. J :-)

LucyGoose

Thats an incredible amount to have paid off! Keep up the good work

runforlife

With a salary of £15000 pa you have allocated about a third or £4500 to repay debt. That gives you just 10 grand to live on! I bet there are many on here that wish they had that resolve. Well done!