You got this... Debt free in 2014

happybunny86

Doing well this month... Got rid of another 2 creditors today. The end of the one that warned of default which I've avoided and another small one. Know I should be going for the eons with the most interest but I just don't get the satisfaction that I get from clearing the smaller ones and it keeps me on the right track.
We've booked a holiday for my boyfriends 30th using my bonus so I've conceded that my debt free date will be the end of the year and not before we move in. I'm happy with that though as I haven't had a holiday in so long. I'll also have more money when we move in together in As I'll be sharing bills and I get a promotion pay rise in May so if I'm lucky I'll have most of it paid off by our holiday in October. I'm happy that I've got everything under control and this will be the year I can say I'm debt free xx

happybunny86

Have been feeling like I'm not doing very well with money saving at the moment but just calculated where I am and I've paid of 25% of my debt do this does still keep me on course to be debt free by the end of the year so this has made me feel a little better. Still just can't wait for this not all to be hanging over my head!!
Still I did go and book holiday which harps delay thing paying off the debt till later on in the same year. Been feeling guilty about this. So hard to enjoy myself and spend money when I feel like I should be saving. Not sure how I'm going to feel when it's all paid off about money.

happybunny86

Thought I'd give a bit of an update on my year. Went on holiday and moved house so didn't get quite where I wanted to but will go for it this year and look to start saving for a house deposit.

Have struggled with depression which has now turned in to anxiety, particularly when driving. Really struggling with this at the moment but determined not to let it get the better of me. Ideally would like to be debt free by the end of April so that's what I'm working towards now