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Crazyzebra
Posts: 2 Newbie
Post removed - apologies I don't know how to delete
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How large is the Early Re-Payment fee on the loan? I would want it cleared asap. Lenders don't set out in black & white their criteria for rejecting applicants, but most high street lenders regard payday loans as indicating financial problems and they may take the same attitude to this loan.Crazyzebra wrote: »No other issues - £400.00 on a bank credit card and £40.00 on catalogue, should be on the way to clearing both by the time of application. 1 late payment in Dec 12 (about a week by mistake as moved house and thought cleared). Couple of late payments on phone bill in 2010, again accidental as was abroad and thought contract was frozen.
The late payments sounds like a couple of issues to me
You do not have a spotless credit record.
Why haven't you cleared the credit card & catalogue already?0 -
deleted - thanks for your help though0
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