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Large ccj chance of mortgage

I have a large ccj from a year ago of around 8k which I will pay off by end of year. I have had a mortgage with hsbc which I have been paying since 2006 with no late or missed payments.

I am hoping in two years to buy a new property with a deposit of around 35 to 50 k (house value 150000 to 170k) with my partner who has a1 credit rating.

I am the main earner with salary of 30k.

Do you think by this time (ccj satisfied and over 3 years old) any mortgage company will touch me ?

Comments

  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    Yes, 2 years after default date and there is likely to be affair solution...
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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