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Mortgage help

Hi Could anyone please tell me .... When a joint mortgage is paid in full would both parties have to sign the documentation when this is done at the bank...Thanks

Comments

  • kingstreet
    kingstreet Posts: 39,439 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What do you mean "paid in full?"
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Hi
    And thanks for your reply.have never used this before...
    I no longer have a mortgage the house is owned outright.
    Thanks
  • kingstreet
    kingstreet Posts: 39,439 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I still don't understand what you're asking.

    If there's no mortgage, what documentation are you referring to? What are you doing at the bank?
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • the mortgage was with RBS in the course of my divorce it was paid in full, by my now ex-husband.I now have other issues with the RBS and they tell me that i must have signed documentation when the mortgage was discharged,i did not.My question is SHOULD i have been required to sign paperwork.Thanks
  • kingstreet
    kingstreet Posts: 39,439 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I can't imagine what paperwork would require a signature when repaying a mortgage in full.

    Basically, you hand over the cheque and the debt is settled and the lender instructs its solicitor to remove the charge over the property.

    End of.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Thank you.....
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