Spammers are out again

gb12345

maninthestreet wrote: »

The are no funds - other than your own money that you send to the scammer and never see again. The cheques they send you to pay into your bank account are stolen/counterfeit. The money appears in your bank account after a couple of days, so you think it's ok to send the money to the scammer via WU or some other money transfer scheme. However, a few days or even weeks later the money is deducted from your account when the bank discovers the cheque is stolen/fake.

The other scenario, which is actually applicable in this case is that you will be receiving bank transfers into your account and then sending the money on minus your commisison (or just keeping it all if you're Denning.;)) by WU.

The problem is that the transferred money comes from victims of other scams and when they complain to the authorities, the trail ends with the money going into the account as the WU transfer is untraceable.

This leave the accountholder facing a fraud investigation and also account closure and a CIFAS marker.

zagfles

maninthestreet wrote: »

The are no funds - other than your own money that you send to the scammer and never see again. The cheques they send you to pay into your bank account are stolen/counterfeit. The money appears in your bank account after a couple of days, so you think it's ok to send the money to the scammer via WU or some other money transfer scheme. However, a few days or even weeks later the money is deducted from your account when the bank discovers the cheque is stolen/fake.

Not necessarily cheques - could be funds transferred from phished accounts. Though phishing is getting harder now with the extra security most banks are introducing.

General_Grant

zagfles wrote: »

Not necessarily cheques - could be funds transferred from phished accounts. Though phishing is getting harder now with the extra security most banks are introducing.[/QUOTE]

Are they automatically querying every large payment made by someone over 65 if it's to a new payee?

I ask because of recent blocking of payments/denial of online access suffered by my OH and by a neighbour.

zagfles

General_Grant wrote: »

zagfles wrote: »

Not necessarily cheques - could be funds transferred from phished accounts. Though phishing is getting harder now with the extra security most banks are introducing.

Are they automatically querying every large payment made by someone over 65 if it's to a new payee?

I ask because of recent blocking of payments/denial of online access suffered by my OH and by a neighbour.

Yes most are introducing card readers or "secure keys" which you need for stuff like setting up new payees. See http://www1.firstdirect.com/1/2/securekey for an example. Don't think age has anything to do with it.