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Automatic Discharge

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  • Thank you everyone for your advice I have printed off the discharge notice from the insolvency register and will now be concentrating on rebuilding my credit.
    Lost in space🚀
  • Good way to start your 2014 Discodancer ;)
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    As from today I am discharged it has been a long year but I've come through the other end.

    Congratulations on your AD :beer:
    Best wishes
    IF


    CONGRATULATIONS.gif
    "If wishes were horses, then beggars would ride"
  • SyfaClan
    SyfaClan Posts: 12 Forumite
    all of the above but now the next 5yrs or so is about setting up your credit report to look perfect for when you have the B taken off the credit files. Vanquis is a good start if you can trust yourself never to leave a balance as the APR is crippling. Use the Vanquis (or other card) as your day to day and pay off in full every month. That as well as a basic barclays account with online access and you will not notice the lack of overdraft etc etc. Fill your file with green 0's and you will be a 999er after it all drops off if you have ensured your three files all show the correct dates etc :) Good luck!!!:beer:
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