We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Automatic Discharge
Comments
-
Thank you everyone for your advice I have printed off the discharge notice from the insolvency register and will now be concentrating on rebuilding my credit.Lost in space🚀0
-
Good way to start your 2014 Discodancer
0 -
Discodancer wrote: »As from today I am discharged it has been a long year but I've come through the other end.
Congratulations on your AD :beer:
Best wishes
IF
"If wishes were horses, then beggars would ride"
0 -
all of the above but now the next 5yrs or so is about setting up your credit report to look perfect for when you have the B taken off the credit files. Vanquis is a good start if you can trust yourself never to leave a balance as the APR is crippling. Use the Vanquis (or other card) as your day to day and pay off in full every month. That as well as a basic barclays account with online access and you will not notice the lack of overdraft etc etc. Fill your file with green 0's and you will be a 999er after it all drops off if you have ensured your three files all show the correct dates etc
Good luck!!!:beer: 0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards