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Justlendcash

Please be aware of text messages from justlendcash.co.uk they promise a loan regardless of previous credit history, I was interested as my car is in need of repair but after Xmas as I am sure is the same with many of you money is tight. I went onto the website today and applied I was accepted so continued with the application at which point they ask for bank account details as some offers were for same day payment. DO NOT USE THIS SITE!! Once I completed the form I had numerous text messages and emails with offers for loans all I had to do was apply again to the individual companies, as mentioned before when the bank details section is complete they charge 39.99 for from what I can see are links to sites I could access myself for free so not only do I not have a loan I was hoping for I am now £40 worse off than before. Please do not be fooled like I was it's my own stupid fault so I am posting this so others do t make the same mistake

Comments

  • ...I am posting this so others do t make the same mistake
    Welcome to MSE :wave:

    This is a very laudable idea of yours but what makes you think that others will see it and take notice of it?

    From the web site:
    This site is a consumer application system, allowing customers to make instant applications to a multiple of Loan providers via a single online form.
    ...so they do not provide loans themselves.

    This forum is full of posts from people who have given money to similar sites without realising the consequences.

    You may be able to get a refund but you will probably have to follow a strictly laid out procedure.
    Are you for real? - Glass Half Empty??
    :coffee:
  • DCFC79
    DCFC79 Posts: 40,628 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Please be aware of text messages from justlendcash.co.uk they promise a loan regardless of previous credit history, I was interested as my car is in need of repair but after Xmas as I am sure is the same with many of you money is tight. I went onto the website today and applied I was accepted so continued with the application at which point they ask for bank account details as some offers were for same day payment. DO NOT USE THIS SITE!! Once I completed the form I had numerous text messages and emails with offers for loans all I had to do was apply again to the individual companies, as mentioned before when the bank details section is complete they charge 39.99 for from what I can see are links to sites I could access myself for free so not only do I not have a loan I was hoping for I am now £40 worse off than before. Please do not be fooled like I was it's my own stupid fault so I am posting this so others do t make the same mistake

    Just like all the other sites (loan brokers) that require a fee to find you a loan. If money is tight look at where your money is going.
  • Hindsight is something that 1 in 100 people have. So out of the next 100 £39.95 victims you may save 1 of them by posting!!
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    I am sure is the same with many of you money is tight.
    If money is tight it is going to get even tighter when you borrow it and have to repay it with interest.

    If money is tight spend less, don't borrow!
  • opinions4u wrote: »
    If money is tight it is going to get even tighter when you borrow it and have to repay it with interest.

    If money is tight spend less, don't borrow!

    The money would have paid to fix my car and pay off my credit card so the monthly repayments would be less than bus fare and credit card payments
  • Apples2
    Apples2 Posts: 6,442 Forumite
    Random text message out of the blue promising things which seem too good to be true turned out to be too good to be true..

    What are the chances of that happening?

    Why is it people keep asking why these scammers are still in business years later?

    Earning money doesn't get any easier than this, just send random text messages and wait for the cash to roll in.
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