We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Anyone got a Abby mortgage ??

Hi we are in the middle of moving to a new house ,our new mortgage will be with Abby, fixed for 2 year at 2.14.
I know we can over pay by 10% a year but that's all I know.

Some questions I have ??

1, can I over online.?
2, can I see my mortgage balance online ?
3 , will my amount I over pay go down straight away or at the end of the month.?

4, can I over pay any amount or has it got a minimal amount of £500.
Thanks for any help...
£176,000 January 2014

Comments

  • edinburgher
    edinburgher Posts: 14,512 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    We currently have an Abbey mortgage. For us (may differ for you):

    1. I can't overpay online that I'm aware of
    2. I can't see our mortgage balance online
    3. Overpayments take effect from when they're made (i.e. should be straight away as regards interest calculations)
    4. We were told £500 was the minimum, others have suggested that you can pay less and get away with out, ours have all been £500+
  • Thanks for answering me,
    I was hoping to be able to overpay small amounts as well.
    And see my balance online.
    £176,000 January 2014
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.