Bad Credit Loan

venny80

I'm in a bit of a situation I've tried looking on here for the answer but can't find one I hope its ok to post

I'm in the process of selling my house due to financial difficulty long story broken relationship let to deal with all the bills alone with 2 young children. I've kept the house going until now all companies etc have been very helpful the only problem I have is I've now sold the house and am looking to rent but I've got CCJ's they total to about £2000 no lender will rent to me with these so I need to try to pay them off which is impossible.

I will have a fair bit of money left once the house sells and the initial plan was to clear all my debt once it sold but the CCJ's need clearing before I can do so I've 2 children and really don't want to end up homeless selling the house was supposed to be my fresh start.

Could anybody advise the best place to try to get some help from I'm just about to pop to my bank on the off chance that they may be willing to help me which I doubt but it's worth a try I haven't got anything of value apart from my car which I need to travel to work so cannot sell and obviously with the house now being sold I'm running out of time any help would be appreciated

alphaola

venny80 wrote: »

I'm in a bit of a situation I've tried looking on here for the answer but can't find one I hope its ok to post

I'm in the process of selling my house due to financial difficulty long story broken relationship let to deal with all the bills alone with 2 young children. I've kept the house going until now all companies etc have been very helpful the only problem I have is I've now sold the house and am looking to rent but I've got CCJ's they total to about £2000 no lender will rent to me with these so I need to try to pay them off which is impossible.

I will have a fair bit of money left once the house sells and the initial plan was to clear all my debt once it sold but the CCJ's need clearing before I can do so I've 2 children and really don't want to end up homeless selling the house was supposed to be my fresh start.

Could anybody advise the best place to try to get some help from I'm just about to pop to my bank on the off chance that they may be willing to help me which I doubt but it's worth a try I haven't got anything of value apart from my car which I need to travel to work so cannot sell and obviously with the house now being sold I'm running out of time any help would be appreciated

Have you asked Family members, explaining the situation to them and a written guarantee of payment after you sell the house.

Your bank is another place, pop into a branch and put your luck to test.

If nothing works, a credit card from capital one/Luma to make the payment. Immediately you sell the house, you pay them off.

venny80

I'm going to try my sf I haven't got anybody else .

I've just looked on the banks website and it says no ccj's so I'm guessing it's not worth trying

Thanks for you reply

heartbreak_star

Can you move in with a friend or family member for a few weeks until the cash from the sale is through? Or speak to a local housing authority?

HBS x

venny80

Not really, i don't have any.

I really have messed up it will all come good in the end I'm sure I just didn't realise it would stop me renting this was supposed to be my fresh start I really wish I'd put the debt in both our names as it wasn't mine alone oh well we life and learn