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First time buyer information
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Saffamagic
Posts: 20 Forumite
I am not sure if I am in the right forum but thought I would give it a go anyway.
My wife and I want to buy a house. We both have full time jobs, have saved up deposit money (£10000).
We don't know what the best option is though, do we go through a bank, an agency, a mortgage advice broker of some sort.
We just not sure as to what avenue to go down and we are definitely buying as we are renting at the moment and our lease is up in May.
Any help with this is greatly appreciated.
My wife and I want to buy a house. We both have full time jobs, have saved up deposit money (£10000).
We don't know what the best option is though, do we go through a bank, an agency, a mortgage advice broker of some sort.
We just not sure as to what avenue to go down and we are definitely buying as we are renting at the moment and our lease is up in May.
Any help with this is greatly appreciated.
0
Comments
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The source of the mortgage if you can, cut out the middleman and save yourself some money. May have to do your own research though as to who is offering the best deals. Swings and roundabouts.0
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How much are you looking to buy for?
What are your incomes?
Any problems with credit in the past?I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Duplicate post:
https://forums.moneysavingexpert.com/discussion/48550510 -
I earn 18000 a year. My wife earns 24000 a year. We want to buy upto 160000.
We have never had problems with credit before.0 -
What are you looking to buy?
Are you prepared to make use of Help to Buy?
To get a decent mortgage, you would need to have at least have a deposit of 10% - which you don't have? How long will it take you to save the extra?0
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