Car insurance

BigAl94

He may well find that adding a parent as a named driver will reduce the premium.

motorguy

mollsnan wrote: »

Any advice welcome. Son 25 yrs old buying first car, 2013 seat Ibiza to a 1.4 petrol. Have told him members on MSE very knowledgeable about everything! So having sat on phone for last two days speaking to insurace brokers etc, he is more than ready to listen to your good advice on what/who to look for,to avoid,watch,etc. Please pm if you prefer.

Use the MSE guide on how to get the best quote.

http://www.moneysavingexpert.com/car-insurance/

Cotta

Personally I wouldn't recommend Hughes with their admin fees and additional premiums for adjustments to policies.

GlynD

Cotta wrote: »

Personally I wouldn't recommend Hughes with their admin fees and additional premiums for adjustments to policies.

We didn't come across this. We took out a policy for an Audi TT which we owned at the time but didn't make any changes before ending it when we sold the car. I can't remember if there were any admin charges, all I know is that the price was satisfactory.

Cotta

GlynD wrote: »

We didn't come across this. We took out a policy for an Audi TT which we owned at the time but didn't make any changes before ending it when we sold the car. I can't remember if there were any admin charges, all I know is that the price was satisfactory.

Just to top it off they got my details incorrect and the new car I put onto the policy seems to have defaulted back to my previous car - oh dear.

kmcl1

I have been with AXA for a number of years on two cars. AXA are always competitive on price and additionally they have a breakdown/recovery insurance which is second to none. I have had to call on it on a couple of occasions and they have been fantastic, -

Cotta

Cotta wrote: »

Just to top it off they got my details incorrect and the new car I put onto the policy seems to have defaulted back to my previous car - oh dear.

Hughes reversed their admin charges to me due to their incompetence.

warmhands.coldheart

Personally I've been with NFU (National Farmers Union) for years... And no..... you don't have to be a farmer to use them.
I've found them competitive but most of all VERY VERY helpful when I've had queries or need assistance.
One example of this.......... I lost my documents in a house move and I needed them urgently. I have my policy with the Portadown Branch but they re-printed them all to the Lisburn Branch for me as it was closer to my work that same day so I could pick them up all with no charge........


They were also rated top insurer by Which last year or year before I believe..... couldn't fault them...... now even have my house insurance with them........
Personally though price can be a big factor....... customer service is also a big thing to consider also in my view...

Cotta

warmhands.coldheart wrote: »

Personally I've been with NFU (National Farmers Union) for years... And no..... you don't have to be a farmer to use them.
I've found them competitive but most of all VERY VERY helpful when I've had queries or need assistance.
One example of this.......... I lost my documents in a house move and I needed them urgently. I have my policy with the Portadown Branch but they re-printed them all to the Lisburn Branch for me as it was closer to my work that same day so I could pick them up all with no charge........


They were also rated top insurer by Which last year or year before I believe..... couldn't fault them...... now even have my house insurance with them........
Personally though price can be a big factor....... customer service is also a big thing to consider also in my view...

I didn't realise they insured cars, what are they like price wise?

warmhands.coldheart

Cotta wrote: »

I didn't realise they insured cars, what are they like price wise?

I personally think they are competitive enough and like most insurers, if you give them a few prices from other insurers, they'll at least match it in most cases (Obviously I'm sure they are shrewd enough to know when someone is blatantly telling porkies so that £250 quote for your 18 year old son wont wash I'd imagine!!)....


As I say though, it's their customer service I like, really couldn't help you enough and there's none of that old..... oh there'll be an administration charge for that if you need anything from them..........
I think it could be down to the fact that although they are obviously linked to the NFU, the actual individual businesses are, I believe, run like franchises so still have that family company feel to them...