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heres an idea

Hi there, if I have a current acc or a mortgage, with a bank, and I get marketing mail, offering a personal loan or a credit card addressed to me as im a customer, and at the bottom it has a promotional code to quote to call, does this mean im pre-approved, or do the company lower their criteria for the promotion, or am I under the same criteria as a non customer,
Also do they only send this kind of marketing to what they believe are there good customers,
The reason is I have a low credit core at the moment and am trying to rebuild
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