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help please: <60% LTV but we have lodger and I work from home
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jud!th
Posts: 126 Forumite
We've previously paid off two mortgages with YBS but they won't give us a mortgage for the house we want to buy because we have a lodger (YBS has a no lodgers rule) and because I work from home and will have two or three people coming to the house for an hour a week.
Any advice on where we could get the best fixed rate over 4 or 5 years please?
tia
Any advice on where we could get the best fixed rate over 4 or 5 years please?
tia
0
Comments
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Most lenders will be ok with this, although they will not take any income from the lodger into account.I am a mortgage adviser.You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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