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Merry Christmas and a Happy New Year

For many of you starting your BR journey and those considering BR, it may not feel a Happy Christmas this year, but honestly things do get better. Hopefully the lovely folks on here can allay many of your fears and show you there is a light at the end of this BR tunnel.

Merry Christmas and here’s to a brighter New Year too :beer:

Best wishes
IF


IFSXmas.gif
"If wishes were horses, then beggars would ride"

Comments

  • solventsoon
    solventsoon Posts: 17,363 Forumite
    edited 23 December 2013 at 1:02AM
    Merry Christmas to you as well If and I'm sure I'm not the only one who would like to say a big thank you for all the work you do on the BR board. You're always really supportive to the new posters and I'm sure it's very much appreciated.

    Hope you have a wonderful Christmas and that 2014 is a brilliant year for you

    Love
    spoony xxxx

    :xmassmile:xmassign: :rudolf: :xmassmile:xmastree::rudolf: :xmassmile:xmassign: :rudolf: :xmassmile:xmastree::rudolf:
    :) The time you enjoy wasting is not wasted time :)
  • jayk
    jayk Posts: 262 Forumite
    Hi

    I second that the support I received when going through BR process and after was so helpful. There is light at the end of tunnel this Christmas I am in a better place. Have a new full time post, up to date with all my bills, managed to get presents for all family and can honestly say I have learnt so much by going through BR process about myself.

    I manage my money better am more relaxed, never want credit again. Compared to last year cant believe the change. So to all who are going through BR or considering it. You will get there maybe very tough for a while but the relief of not having creditors at your door etc etc is worth it.

    I wish you all the best and hope 2014 brings you peace.
  • dojoman
    dojoman Posts: 12,027 Forumite
    Merry Christmas to all on here, especially IFWH & SS who have been along for BR ride with myself for the last 4 years:) Excellent work IF:T:T:T

    Anyway I will not be around for few days as I am away on a Christmas break:) but I will be thinking of you all on here, hope everyone has a great and debt free new year:D:D:D
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • dojoman wrote: »
    Merry Christmas to all on here, especially IFWH & SS who have been along for BR ride with myself for the last 4 years:) Excellent work IF:T:T:T

    Anyway I will not be around for few days as I am away on a Christmas break:) but I will be thinking of you all on here, hope everyone has a great and debt free new year:D:D:D

    Have a superb time everyone (remember me dojo! :rotfl:)

    Christmas.gif
    Not quite a newbie as you think ;);) (the member formally known as philnicandamy!)

    FINALLY a qualified CAB debt caseworker 2015..:p
    BSC 58 :D
  • right finishing touches to my bacon nativity then...

    nativitybreakfast.jpg
    Not quite a newbie as you think ;);) (the member formally known as philnicandamy!)

    FINALLY a qualified CAB debt caseworker 2015..:p
    BSC 58 :D
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