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50 paydays of 2014

Hi guys. 2013 was supposed to be the year to obliterate my debt but with overspending and no planning my debt has actually risen:mad:.

so 2014 has a budget in place to be debt free by pay-day 50 at the latest (earlier with overtime). As mentioned above the overspending is down to mainly drinking out and GAMBLING. Drinking is not a problem but is a cost where as GAMBLING has been my Achilles heel.

so I plan to keep this diary to hopefully stick with the budget and help me chuck my extra money from overtime at my debt as well, Also to help in the fight against Gambling.

i will post my progress each saturday starting with pay-day 1 (4th jan).

P.S please don't judge me for gambling as i enjoy the odd sports bet and will continue to do so, But i need to stay away from fobt machines / pub bandits.
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