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Aspirations of Frugality and Fun on the Road to Mortgage Freedom

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Comments

  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hope you feel a bit more up this week?
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Karmacat wrote: »
    Good for you, DD - and tattycath, I'd love to steal her idea too, but if I have a big list like that, I need a longer time frame - I'm *terrible* at doing what I said I'm going to do *when* I said I'm going to do it on these sorts of things. I do do it, but never in the timescale I thought I would, something else seems more attractive or something :o still, it would be good to have something to aim for, even if I don't do it. Okay, in that spirit, I'll give it a go too, if thats all right, DD :j:j:j

    Karmacat, I'm brilliant at making lists, it's the executing of those lists I struggle with. :o
    At least if I make a list I have a better chance of achieving something rather than nothing. :)
    My list is only about 4 or 5 things at the moment-so I'm open to suggestions on what to add to it.
    I'm not short of things to do. I live in an average house, that may be more cluttered than most. :o so I really need to focus on de cluttering this month. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hello all and thank you for stopping by :D

    Of course i posted a huge to do list which i started on sunday and then fell ill :( So i've had to find out now where i am up to :)

    I agree with TC - i may not achieve everything on my lists but i achieve more than i would do without one :)

    I may have already made a purchase this month :eek: When i said no clothing etc. - i returned my walking to work shoes = £30 refund and purchased a pair of boots in a style i've wanted for at least 2 years - £10 in the sale - so is that a spend or not?
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    I think i'll go with the mini lists today to get things done as i really need to catch up on the time i've lost with being ill :cool:

    I've actually finished the kitchen declutter today :j:j It is fab, looks loads better and the insides of the cupboards are lots better too :T It has made the kitchen a much nicer place to be in and a lot more efficient in terms of getting to the utensils i need :T i still have 6 roasting dishes though :eek:- just about to use 1 to make mac n cheese :D

    I have no idea how the kitchen got done so fast although i suppose cupboards of plates and tins of food that are all needed and used are quite quick to do :cool:

    So i now need to start on the next room as i need the break and distraction from study :)

    So i'll start on the spare room next - i was going to do that this month anyway but the kitchen took priority - now it looks as though both will be done :T This means i'd already chunked the room down into different areas to tackle ;)

    So:~

    Start early tea / late lunch
    Next paper towards assignment
    Shelves x 2 decluttered
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Absolutely agree on *how* helpful lists are - massive, massive enablers!

    DD, you sound like you've been so ill :( do take care! How lovely that the kitchen feels like a good place to be now - and remember, if you use those roasting tins, they're worthwhile - doesn't matter what the gurus say, its your kitchen, if it feels good to you, thats fine.

    And no, replacing shoes you had to return is not a purchase in this sense :) hurray!
    2023: the year I get to buy a car
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Thanks KC :D

    Well i suddenly remembered i hadn't heard from my mortgage company after my query approximately 1 month ago so had to ring them whilst my tea went cold as otherwise they'd have closed - Lets just say :mad::mad::mad: and breathe - the sooner i can get this mortgage down / my income up and get to a new mortgage company the better :(

    In good news - i did make the mac and cheese :)

    i decluttered 2 shelves producing 4 items for le carboot and 1 potential bay of e item :T

    i did 2 papers and not 1 towards my assignment :D

    Next list:-

    Clear sides and behind bedding box
    1 paper assignment
    Finally make potato & leek soup :cool:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I am on tenterhooks about this soup.
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Plodding on :) just awaiting the stock for the soup to be ready and then that'll be made - the rest of it is prepped already :D

    Cleared 1 side and behind bedding box. 1 item being moved into different storage area - here there are mainly photos and these aren't really something we can sell :eek: :rotfl::rotfl::rotfl: and wouldn't throw away - but they aren't up and aren't going up again in this house - oh well at least they're hidden :cool:

    Also got 6 unframed pictures - 1 of which is going up once framed , just no funds for this as yet - the others will also go up eventually...

    1 page done

    and clothes moved, and spare hangers, and nail polish removed and bay of e checked and my item with lots of watchers didn't sell :( And had to give a partial refund which i am :mad: about but figured i'd be more out of pocket on a full refund :mad::mad::mad:

    Sort letters

    Sort inside and top of bedding box

    1 page

    Hmm... what does anyone else think about the pictures? There are 6, i know where 1 of them is going. The other 5 will be used, though not necessarily in this house. They were all purhased from travels and i love them all..

    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Provided you still love the pics, keep them. You might even want to rotate what you have on your walls
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Alchemilla wrote: »
    I am on tenterhooks about this soup.

    :rotfl::rotfl::rotfl:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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