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Aspirations of Frugality and Fun on the Road to Mortgage Freedom

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Comments

  • Woohoo!! :j:j:j

    I had to go on my course page for the next bit of study and i covered over where the marks for the assignments are - just as i was signing out i spotted my mark out of the corner of my eye yippee i passed :T Best keep going to catch up on the study now :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    DDFW!!!! Fancy avoiding it that much - thats awful, actually, the adrenalin must have been tearing you up inside :( I'm really chuffed you've passed :)

    I love decluttering! I sometimes suspect I collect things - newspaper articles, books, anything - on purpose to declutter the next year - bad, bad, bad KC! Waste of time! So I must stop.

    Not sure about getting rid of *all* your recipe books - mind you, there are some I could happily let go of. When my sister was in her nesting phase, she swore by Delia - it was that era! - and I was bought it as a gift, and it was really expensive then for a cookery book. Its jammed with information, and I have never, ever used it. Her recipes are so elaborate, so time-consuming (and so many aren't vegetarian) plus there's so much information on the web now ... you've started me thinking, actually. Its so old, its probably a CS, not ebay ... I'll think about that one.

    See, you've got me doing it now :rotfl:
    2023: the year I get to buy a car
  • Karmacat wrote: »
    DDFW!!!! Fancy avoiding it that much - thats awful, actually, the adrenalin must have been tearing you up inside :( I'm really chuffed you've passed :)

    I love decluttering! I sometimes suspect I collect things - newspaper articles, books, anything - on purpose to declutter the next year - bad, bad, bad KC! Waste of time! So I must stop.

    Not sure about getting rid of *all* your recipe books - mind you, there are some I could happily let go of. When my sister was in her nesting phase, she swore by Delia - it was that era! - and I was bought it as a gift, and it was really expensive then for a cookery book. Its jammed with information, and I have never, ever used it. Her recipes are so elaborate, so time-consuming (and so many aren't vegetarian) plus there's so much information on the web now ... you've started me thinking, actually. Its so old, its probably a CS, not ebay ... I'll think about that one.

    See, you've got me doing it now :rotfl:

    Snap KC! oh you really understand me :D - i have the same book and not used for the same reason :rotfl::rotfl::rotfl:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Chocs!!! how are you? Are you going to start a diary ? :) i am so glad you are on here still :D

    With the assignment i knew myself what i wasnt happy with about it hence i didn't want to see the result.

    Thanks for the congrats

    I really must get to bed now :) I will reply / update more soon

    Chocs - do you want to join in the selling challenge ? Also SF posted a link to a savings thread where you set your own target for the year :)

    Night all :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Snap KC! oh you really understand me :D - i have the same book and not used for the same reason :rotfl::rotfl::rotfl:

    Brilliant :j

    Sleep well :kisses3:
    2023: the year I get to buy a car
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Dedicated i totally understand the essay thing.

    Crisps need reframing. They are not out of date, just mature.
  • greent
    greent Posts: 10,833 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the pass! :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Keep up the good work, on all counts.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • I'm very pleased you passed the assignment.

    No, I'm not starting a diary. I would feel a fraud since I am currently debt-free and don't have a house. I am feeling a bit lost with things to be honest. I am desperate to find somewhere to live and willing something suitable to come onto the market. After that, I will be with big mortgage and debt but I just want to get on with it.

    Anyway, I'm very busy at work at the moment so at least that is keeping me occupied.

    Take care x
    Mortgage, draw down Sept 2014: £222,000

    Now: £173,229
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Too zonked for proper comments, but congratulations on passing your assignment :)
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