We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Which Mortgage should I get
brendacarlisle
Posts: 1 Newbie
Hi friends,
I need help in choosing the right mortgage plan. I wish to have a capital amount of $150000.
The first one having a mortgage interest rate of 4.99% with monthly payment of $1152 and with an estimated closing fund of $4065.
The second one is from safebridgefinancial.com having an interest rate of 4.24% with monthly payment of $1100 and with an estimated closing fund of $4830.
Which do you think is the better option. Please suggest.
Thanks!
I need help in choosing the right mortgage plan. I wish to have a capital amount of $150000.
The first one having a mortgage interest rate of 4.99% with monthly payment of $1152 and with an estimated closing fund of $4065.
The second one is from safebridgefinancial.com having an interest rate of 4.24% with monthly payment of $1100 and with an estimated closing fund of $4830.
Which do you think is the better option. Please suggest.
Thanks!
0
Comments
-
I cant decide if this is spam or not... you only mention the one company which happens to be the lower rate.
Either way, this is a UK site not a US one.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards