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How to get confirmation of discharge??

I was discharged in June, (as it shows on my credit file)..

I never received any letter confirming this.

I went into natwest and they said in order to open a current account if i am discharged bankrupt, they need to see a letter confirming this..

How on earth do i get one??

Comments

  • alastairq
    alastairq Posts: 5,030 Forumite
    Discharge is automatic....hence , no letters are sent out.

    For written confirmation [why on earth a bank cannot check for themselves, I don't know?}....either write to your Official Reciever, and ask for written confirmation of Discharge...or, contact your Court, who will provide similar, but at a considerable cost.
    No, I don't think all other drivers are idiots......but some are determined to change my mind.......
  • alastairq wrote: »
    Discharge is automatic....hence , no letters are sent out.

    For written confirmation [why on earth a bank cannot check for themselves, I don't know?}....either write to your Official Reciever, and ask for written confirmation of Discharge...or, contact your Court, who will provide similar, but at a considerable cost.

    I emailed: discharge.queries@insolvency.gsi.gov.uk

    And got this responce :)

    Thank you for your e-mail to the Insolvency Enquiry Line.

    Please provide the following information:


    1) Your current and previous address

    2) Date of Birth

    3) National Insurance number

    4) Bankrupt number of what year and what court

    I will then able to provide you with written confirmation of your discharge from bankruptcy.

    Regards.
  • one thing to bear in mind as well Barclays Bank can be a pain in the rear in 6+ years of bankruptcy they are the only bank that insist on an official court discharge cert (£65 or so..free on certain benefits though) never had an issue with other banks....weird
    Not quite a newbie as you think ;);) (the member formally known as philnicandamy!)

    FINALLY a qualified CAB debt caseworker 2015..:p
    BSC 58 :D
  • Its free if you email that email i provided above. Spoke to natwest and they require a certificate of discharge to open a current account too. Barclays womt accept me either way now because i accrued debt with them after my bankruptcy.
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