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Halifax Mortgage

vickya1983 · 2013-12-16 15:32:28

We have a mortgage agreed in principal with Halifax it was for 90% now they have changed there minds and only prepared to lend us 79%, they reckon its because of adverse credit because my partner has one default on his file which was paid. Because they are asking for a bigger deposit my dad is lending me the funds from a…

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Dave_Ham Posts: 6,045 Forumite

17 December 2013 at 1:48PM

Spot on Jimmy, but my point being that the way the systems work it would be nothing to do with the adverse credit.

I suspect it has been keyed incorrectly and hence my initial point that this is not the truth of the situation.

I am a Mortgage Broker

You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.

This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.

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