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Suggestions for self-cert provider
EmmaLi
Posts: 93 Forumite
Hi there, I was wondering if anyone could suggest a good self-cert provider?
We want a self-cert as my H is currently self-employed but starting a new job on Monday. He'll be in a probation period, which they'll take into account despite having an income from the business and they want to take an average of the business income over the past three years despite the fact that the income has gone up each year, which gives us a lower income and we know that we can afford the repayments on what we want to borrow.
We have got one AIP ut I want to see if I can get a better rate.
Anyway, thanks in advance if you can help.
We want a self-cert as my H is currently self-employed but starting a new job on Monday. He'll be in a probation period, which they'll take into account despite having an income from the business and they want to take an average of the business income over the past three years despite the fact that the income has gone up each year, which gives us a lower income and we know that we can afford the repayments on what we want to borrow.
We have got one AIP ut I want to see if I can get a better rate.
Anyway, thanks in advance if you can help.
Succesfully fighting mental health problems on a daily basis.
Debt @ August 2012: £7999.34
Sept 2012 challenge: £300 / £0.00
Debt @ August 2012: £7999.34
Sept 2012 challenge: £300 / £0.00
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Comments
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I am an Independent Financial Adviser.Anything posted on this forum is for discussion purposes only. It should not be considered financial advice. Different people have different needs and what is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation.0
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If you have got accounts to verify income and he is starting a new job, you do not have to go self cert
Why are you looking at self cert? Who is the AIP with?I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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