We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Bankruptcy - Heard nothing?

Hi guys,

I went Bankrupt on Dec 6 2012 and thought I would have gotten a letter when I was released but have heard nothing.

Should I have heard something by now?

Cheers

J

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    You don't get any sort of letter or notification for automatic discharge, as it is........ automatic.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Hi thanks for reply. Sorry thought I might have got a notice of discharge..
  • montymud
    montymud Posts: 1,015 Forumite
    Part of the Furniture Combo Breaker
    Good to know - I wasn't aware of this either. Thank you Fermi
  • Hi remember to go to the insolvency service site and your status will say discharged, this stays on for 3 months so I would suggest you print a copy off for your records.
    its a good feeling getting to this stage!!
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    livenlearn wrote: »
    Hi thanks for reply. Sorry thought I might have got a notice of discharge..
    montymud wrote: »
    Good to know - I wasn't aware of this either. Thank you Fermi

    A lot of people understandably assume you should. As automatic is automatic, the IS save costs and don't bother. If you hear nothing you can assume you are discharged.
    Hi remember to go to the insolvency service site and your status will say discharged, this stays on for 3 months so I would suggest you print a copy off for your records.
    its a good feeling getting to this stage!!

    Or as above ^^^ you can check your status online.

    Make sure you click on your surname in the results list when you search as that is a link and takes you to the full record with current status.

    Yes, very good plan to print that out as you disappear of the register 3 months after discharge.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • alastairq
    alastairq Posts: 5,030 Forumite
    Also, one can apply to the Court that granted the Petition for a letter of Discharge...but this will cost money [not sure of the current amount, probably nearly £70?}
    No, I don't think all other drivers are idiots......but some are determined to change my mind.......
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.