Applying for loan during house purchase?

mrginge

ethank wrote: »

Your house purchase can fall through until exchange (and some people even fail to complete)

Whilst I know you want to have a perfect home on your first day, I would not be ordering anything until I have exchanged contracts at the very least!

Getting the mortgage pulled AFTER exchange is a worse situation than if its pulled before.

chib

Thanks for the response from all, the work indeed isn't essential - really a nice to have. I'll wait until we've got the keys and look at something then.