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The 'Save 12k in 2014' Thread!
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Sorry you've had such a rubbish one Becky
it's rubbish that you've had that unexpected bill.
Try not to let the money stuff get you down- onwards and upwards?
Hope you and OH can get over your argument and that's one less thing to worry about.
Thank you JoJo
I'm a bit embarrassed now reading back my self-pitying / self-indulgent post - I'm usually a very positive person!
You are absolutely right - onwards and upwards. I remember someone posting on this thread earlier about unexpected expenses and saying at least we have the savings to pay them and not having to rely on a credit card! Too true!
I'm feeling much better now - thinking up money-making ways to make it up. Sold a pair of shoes on gumtree for £20 yesterday, so that's a small start!0 -
Oh, don't be silly Becky! We all have down days-don't be embarrassed. We've got to have the bad so we can appreciate the good
You're right about the positive being not getting into debt to fund these things, so keep the positive head on!
Well done for selling the shoes! That's £20 more than you had last week so it's a good start.
I've not really saved anything in the last week...counting down to pay day next week!CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))
July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
*My debt busting and savings diary*0 -
I had an unexpected visitor this week, a DWP officer who came to check my income and benefits. She wanted to see everything, bank statements, savings, stocks and shares, kids accounts ect. Turns out I am £300 over the £6k savings cap and she advised me to 'get rid' of it so I payed my credit card off for the car repairs this month. Not sure what to do this month as I'll go over again...I'll think of something
just means savings will be put on hold until then
£20k in 2023 = £2718 £2023 in 2023 = £196.41 Grocery challenge £250= £195.80 **MONEY MAKES ME HAPPY**0 -
I-LOV-MONEY wrote: »That will do nicely sir (?) !
I'm a woman.:) You are not the first person on here to mistake me for a man, I don't know why.:DHOUSE MOVE FUND £16,000/ £19,000
DECLUTTERING 2015 439 ITEMS
“Don’t let your happiness depend on something you may lose.”0 -
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Another £1400 savedAge: 24 / London/Ireland / Salary €49,000 / 1 London BTL (8% yield) / Total savings pot £12k+
Lloyds Club CA £5,000 @4% / FD Regular Saver £3,600 @6% (12 of 12) / TSB Classic CA £2,000 @5%
Clydesdale Direct CA £1,000 @2% / Santander ISA £700 @0.5% / Premium Bonds - £100
Halifax Reward CA (£5 per month) / Santander 1|2|3 CC (cashback)0 -
I-LOV-MONEY wrote: »Maybe you are flat chested
I'm definitely not.:eek::DHOUSE MOVE FUND £16,000/ £19,000
DECLUTTERING 2015 439 ITEMS
“Don’t let your happiness depend on something you may lose.”0 -
I had an unexpected visitor this week, a DWP officer who came to check my income and benefits. She wanted to see everything, bank statements, savings, stocks and shares, kids accounts ect. Turns out I am £300 over the £6k savings cap and she advised me to 'get rid' of it so I payed my credit card off for the car repairs this month. Not sure what to do this month as I'll go over again...I'll think of something
just means savings will be put on hold until then
Nightmare nat. I actually thought the cap was higher but that is maybe just in my circumstances. Keep it under the mattress!I'm definitely not.:eek::D
I am. I have two backsHad to put "girl" in my username in case there was any confusion :cool:
Payday next week. Can hardly wait.Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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Checking in the thread while on lunch at work....everyone's speaking about boobs?? And my Gf wonders why I love this thread so much:eek:Living frugally at 24 :beer:
Increase net worth £30k in 2016 : http://forums.moneysavingexpert.com/showthread.php?p=69797771#post697977710 -
I've just officially joined but have been reading this thread with interest! Its extremely inspiring and I hope to join you all one day (once I've paid off our debts!). Well done to you all
- [STRIKE]Credit Card: £2,989 / £2,989[/STRIKE]
- Bank Loan: £12,000 / £14,000
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