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The 'Save 12k in 2014' Thread!
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Done! I'll just update the front page
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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slowlyfading wrote: »To be honest, I assumed that wasn't going to be your total figure for January, so didn't include it? The others have confirmed that that's the final total for the month - that's all I want through the updates form
ooooh! I get it No, it won't be my final figure. Sorry for misunderstanding 0 -
I'm itching to add my savings to the spreadsheet but I can't add anything until I get paid on the 15th. I'm trying my best to be frugal with what's left of my wages at the moment. I have my MOT on the 11th so if car passes that without needing work I should be able to carry over something which can go into savings. Good luck to everyone trying to meet their targets. Finally bought a homeStarting mortgage £289,500 31.01.19 - Current outstanding £192,984.78/CENTER]Overpayments since 27.03.19: £52,341.430
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OT, but finally my OH (we live together) has admitted he needs a budget and is going to let me help him! We have a budgeting date next weekend. Hallelujah! Wish me luck, I'm naturally a saver, and he's a the-money's-there-so-it-HAS-to-be-spent sort of extreme spender...Save 12k in 2014: n. 104, goal £4k, achieved £4000
The Completely Crazy 2014 Clothes Challenge: n. 58, goal £50, spend so far: £300 -
I think I'll declare totals towards the end of the month. I'm going to aim to build an emergency float of £500 and increase it by £50 per month. Once I've got enough I'll open an isa and put the rest in there. Happy savings folks xxMFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.140
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Declaring £620 for January. £500 moved into savings and pension, plus £120 interest (which sadly is gonna slump big time after my fixed rate ends in May - boo).“In any moment of decision the best thing you can do is the right thing, the next best thing is the wrong thing, and the worst thing you can do is nothing at all.” - Roosevelt0
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Lots of little tilly tidies means that the savings are going up yay!Pay off all your debts by Christmas 2025 no. 15 £0/69490
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Can you move your money for a better interest rate once your fix ends tell-it?MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.140
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FlacosFloozie wrote: »Can you move your money for a better interest rate once your fix ends tell-it?
I'd fixed at 4.25% for 3 years, but you can't get anything like that at the moment. In hindsight I'd have fixed for 5 years at 5%.,:-)“In any moment of decision the best thing you can do is the right thing, the next best thing is the wrong thing, and the worst thing you can do is nothing at all.” - Roosevelt0 -
tell_it_how_it_is wrote: »I'd fixed at 4.25% for 3 years, but you can't get anything like that at the moment. In hindsight I'd have fixed for 5 years at 5%.,:-)
That's what I did, I took out a few fixed term bonds paying between 4.5% and 5% interest and people thought I was stupid fixing for so long at the time, now it appears to be paying off! :j0
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