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newbie help with woolwich

Welshy213
Welshy213 Posts: 133 Forumite
Sixth Anniversary 100 Posts Combo Breaker
in Mortgages & endowments
Hi guys.

I hope someone can advise. Applied for a mortgage with Woolwich borrowing just over 50% (160k) all seems to be going OK, I have checked their tracker and it states valuation was accepted on the 3rd of Dec.
The problem is I have heard nothing since, I have spoken (emailed) my broker L&C and they just say they are waiting for Barclays to take their valuation fee, I'm surprise this is taking this long.

Hope someone can put me at ease and this is not becoming a stumbling block.

Thanks

Welsh
«1

Comments

  • Welshy213
    Welshy213 Posts: 133 Forumite
    Sixth Anniversary 100 Posts Combo Breaker
    Sorry guys, does anyone know why this is taking so long, or am I just impatient.

    Thanks
  • ACG
    ACG Posts: 24,690 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    A valuation was carried out with no fee being taken?
    That doesnt sound correct. Its been a while since i sent a case to woolwich but im sure they take the fee at the same time as the application being submitted.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Welshy213
    Welshy213 Posts: 133 Forumite
    Sixth Anniversary 100 Posts Combo Breaker
    ACG wrote: »
    A valuation was carried out with no fee being taken?
    That doesnt sound correct. Its been a while since i sent a case to woolwich but im sure they take the fee at the same time as the application being submitted.

    ACG, this is what I would expect as well, but L&C tell me they have not taken the fee and the details on the Woolwich tracking service have not moved from valuation approved.
    Guess I will need to chase when I'm back in the country.
  • ACG
    ACG Posts: 24,690 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Have you checked your account?
    Have they taken the money out?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Welshy213
    Welshy213 Posts: 133 Forumite
    Sixth Anniversary 100 Posts Combo Breaker
    ACG wrote: »
    Have you checked your account?
    Have they taken the money out?

    If I could I would, currently on a nice white beach in mexico, but back Thursday so will check then you if I have not heard anything.

    Thanks

    John
  • ACG
    ACG Posts: 24,690 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    meh!

    Im not helping you anymore then until your back in a wet and cold uk.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Welshy213
    Welshy213 Posts: 133 Forumite
    Sixth Anniversary 100 Posts Combo Breaker
    ACG wrote: »
    meh!

    Im not helping you anymore then until your back in a wet and cold uk.

    You're not missing out on much, about 30c here. :D
  • ACG
    ACG Posts: 24,690 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    And women walking around in Bikinis?

    I would be jealous of you but its about 7c here and women are walking around in onesies. That is something you wont be getting in Mexico.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Welshy213
    Welshy213 Posts: 133 Forumite
    Sixth Anniversary 100 Posts Combo Breaker
    ACG wrote: »
    And women walking around in Bikinis?

    I would be jealous of you but its about 7c here and women are walking around in onesies. That is something you wont be getting in Mexico.

    That is true. I'm not looking forward to swapping my view for the sights in local asda.
  • Farside
    Farside Posts: 313 Forumite
    my broker sent my application in on 27th, they've done the survey/valuation and i have my report but they haven't taken my payment , the trackit system is useless as it still shows the valuation as it hasn't even been done yet lol. Now they ask for more bank statements so the trackit system has dropped back even further, seems like woolwich are a bit busy
This discussion has been closed.
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