Scared to make the leap..

SomebodyToldMe

Hi there
I about to go BR too- and yes, I'm scared to death.....but after many years of struggling to cope with paying about £700 a month in debts- out of a salary of around £2k a month- and then paying basic living expenses on that, I can't go on.
My redundancy money has finished- yet the greedy banks won't stop interest or late payment fees etc!
Think of it this way- 1 year or so of pain, but then start again