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Just had my LBM......im gutted
Comments
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            You need to calculate for Xmas, birthdays, car tax, MOT, servicing, hairdressers (how many times a year x £70 divided by 12).
Start a daily spending diary to see where that other £550 goes!!0 - 
            trampyblonde wrote: »Ok so iv double checked and our outgoings are:
*Council Tax - £135
If you have not moved in you should not be paying council tax. get hold of them and reclaim it now, then kill the CC.
And by the way, I do see your concerns about your future, particularly with the loan to repay.
head over to martins budget planner http://www.moneysavingexpert.com/budgeting
and see how things lok when you fill it in as if you have moved. Then you know how much you can repay on the loan each month.If you've have not made a mistake, you've made nothing0 
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