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Sainsburys Personal Loan - Approved In Principle

2

Comments

  • DCFC79
    DCFC79 Posts: 40,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Dontstop wrote: »
    Sorry to revive an old thread but I had email and returned credit agreement Friday and haven't heard nothing since from sainsburys will they email me to confirm all has been agreed or will the money appear in my bank account

    Could call them ?
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    DCFC79 wrote: »
    Could call them ?

    Too easy.

    There's got to be a more difficult way of doing it.
  • Dontstop_2
    Dontstop_2 Posts: 2 Newbie
    Yeah could ring but was wondering if I wait another day or two and see what happens
  • Gaz83
    Gaz83 Posts: 4,047 Forumite
    1,000 Posts Combo Breaker
    Dontstop wrote: »
    Yeah could ring but was wondering if I wait another day or two and see what happens
    Good idea, it's always better to spend another couple of days in limbo rather than ten minutes on a phone to actually know for sure.
    "Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."
  • Jack_UK2
    Jack_UK2 Posts: 16 Forumite
    TheAnalyst wrote: »
    Declined by underwriters.

    Back to the drawing board :(

    Did they send out an agreement and then decline this or did they just send a letter to say it had been declined ?
  • DCFC79
    DCFC79 Posts: 40,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Jack_UK2 wrote: »
    Did they send out an agreement and then decline this or did they just send a letter to say it had been declined ?

    Whats your question then ?
  • Jack_UK2
    Jack_UK2 Posts: 16 Forumite
    DCFC79 wrote: »
    Whats your question then ?

    Did the OP get a credit agreement in the post, sign it, return it and then get declined.... OR Did they just send a letter to say it wasnt approved ?

    The reason I ask is that I got the same agreed in principle message and now have received my agreement but am unsure if its been excepted or not

    Jack
  • 1DayAAT
    1DayAAT Posts: 226 Forumite
    Debt-free and Proud!
    If you've had the agreement in the post then you have been approved. The decline letter would come in place of the agreement, after the online pre-approval.
    Debt Free 08/08/2014 :beer:
    ]
  • Jack_UK2
    Jack_UK2 Posts: 16 Forumite
    Thanks 1DayAAT, I did think this but in my welcome pack there was a letter saying it was approved in principle along with another saying once I signed and returned the agreement it would be in my bank within 3 days? .. the 2 letters seperate letters in the pack confused me a little.

    I posted a sepetate thread about it https://forums.moneysavingexpert.com/discussion/5040047

    Jack
  • 1DayAAT
    1DayAAT Posts: 226 Forumite
    Debt-free and Proud!
    I had the very same thing within my Sainsburys loan pack. I sent the credit agreement off and money was in my account days later. It was all very fast and smooth. Yours will be fine.
    Debt Free 08/08/2014 :beer:
    ]
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