We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Pre Employment credit check - HELP
Stra1ghtArrow_2
Posts: 2 Newbie
Hi there,
Basically I have just been offered a conditional offer for employment with a well known bank. I am a bit worried about the credit check that they do as the offer will be withdrawn if I fail it.
I have 0 defaults/delinquent debts, no CCJs or any thing like that, just a credit card and over draft that I continually make payments for.
my credit score isn't great but the HR person told me they don't go off the actual score, i'm also not yet on the electoral roll.
However, I have been late with my orange phone Bill a few times, and at one point owed them £43 after the contract had finished. I have since paid that off but it is not reflected on my equifax report. Could this act as a factor in failing the check??
really appreciate any replys, thanks.
Basically I have just been offered a conditional offer for employment with a well known bank. I am a bit worried about the credit check that they do as the offer will be withdrawn if I fail it.
I have 0 defaults/delinquent debts, no CCJs or any thing like that, just a credit card and over draft that I continually make payments for.
my credit score isn't great but the HR person told me they don't go off the actual score, i'm also not yet on the electoral roll.
However, I have been late with my orange phone Bill a few times, and at one point owed them £43 after the contract had finished. I have since paid that off but it is not reflected on my equifax report. Could this act as a factor in failing the check??
really appreciate any replys, thanks.
0
Comments
-
Stra1ghtArrow wrote: »Hi there,
Basically I have just been offered a conditional offer for employment with a well known bank. I am a bit worried about the credit check that they do as the offer will be withdrawn if I fail it.
I have 0 defaults/delinquent debts, no CCJs or any thing like that, just a credit card and over draft that I continually make payments for.
my credit score isn't great but the HR person told me they don't go off the actual score, i'm also not yet on the electoral roll.
However, I have been late with my orange phone Bill a few times, and at one point owed them £43 after the contract had finished. I have since paid that off but it is not reflected on my equifax report. Could this act as a factor in failing the check??
really appreciate any replys, thanks.
Why are you not on the electoral roll? Contact your local authority today to progress this.0 -
In the process, recently moved house0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards