We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Happy Days

I posted in Sep 2009 regarding my debt of £35k and how I didn't know how to tell my wife. I set up a DMP which should have lasted about 17 years.

As of this morning, I have just paid my last offer of settlement (have saved a total of £12k by making offers).

It may be hard, but there is light at the end of the tunnel - you just have to keep moving towards it no matter how slowly paying what you can when you can.

Now to make a start on the mortgage.......:D

Comments

  • Well done you :beer: Wish I could say the same, although not too long now, hopefully Aug 2014 I will be done.

    I'm guesisng offers will be rejeted unless your on DMP or similar?
  • LoveaDove
    LoveaDove Posts: 491 Forumite
    Debt-free and Proud!
    Super Stuff!! Congratulations!!
    :coffee:
    *Do More of What Makes You Happy*
  • many congratulations :)
    LIVE SIMPLY * GIVE MORE * EXPECT LESS * BE THANKFUL

  • congratulations and wishing you all the best for a debt free future

    Wisdom comes from experience. Experience is often a result of lack of wisdom.
  • Excellent news! A huge congrats to you. :beer:
    Debt as of March 2018, £794 rent arrears £4273.7 debt, £900.70 in pay day loans, total £5968.40 :eek:. Total debt today £5968.40

    Rich people stay rich by living like they're poor. Poor people stay poor by living like they're rich.

  • Jemima09
    Jemima09 Posts: 179 Forumite
    Part of the Furniture 100 Posts Name Dropper Debt-free and Proud!
    Well done! I'm debt free this month too, great feeling!
    Debt Free and Very Very Proud! - DMP mutual support member 315
    Debts at May 09 (LBM) £20,675 : Dec 13 £ZERO!
  • Congratulations :)
    We spend money we don't have, on things that we don't need, to impress people we don't like. I don't and I'm happy!
    :dance: Mortgage Free Wannabe :dance:
    Overpayments Made: £5400 - Interest Saved: £11,550 - Months Saved: 24
  • EchoDelta
    EchoDelta Posts: 631 Forumite
    Congratulations! :beer:
    Sealed Pot Challenge - No. 117
    Bank of Mum & Dad - £3150/£10,000 (£6850 to go) Bank of In Laws - £4600/£12,000 (£7400 to go)
    MFW - MFD - [STRIKE]5 Apr 2029[/STRIKE] 5 June 2025 : AIM = NOV 2019 (back up aim = MAR 2023)
  • Congratulations!
    BYS # 7 £0 /£1000
    Quit smoking Sept 2013 - Saved £525 (4/12/13)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.