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Weekly Spend Challenge W/C 1st December 2013

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EverTheOptimist
EverTheOptimist Posts: 2,695 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
edited 7 December 2013 at 10:23PM in Debt-free wannabe challenges
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - over budget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

W/C 24th November 2013 challengers / pledges / totals

EverTheOptimist - £70 / GREEN
Splodgethefirst - £10
Munchin - £40 / £48.34
Bearacus - £80 - £123.47
Flyinggiraffe - £13.46
Sedge123 - £40 / £24.14
Casperthefriendlyghost - £5
Mooomin - £21
Smokies - £40
DellyC - £20
Jonesy88 - £10 / £18
Mrs Cheshire - £15 / £13.30

W/C 1st December 2013 challengers / pledges / totals

EverTheOptimist - £15
Mooomin - £54
Sedge123 - £25
Mrs Cheshire - £2
Munchin - £40
Bearacus - £80
Jonesy88 - £10
Cabriolean - £20
SPC 18 Target £200 /
«134

Comments

  • Evening everyone

    Sorry for the delay.

    Well I was green but completely lost track of spends.

    Plans for this week

    Sun - NSD
    Mon - grocery shopping (hubby's coming home :j:j)
    Tues - taking hubby for a curry for his birthday today.
    Weds - might go Xmas shopping and take little man to see Father Christmas. £10
    Thurs - NSD
    Fri - NSD
    Sat - NSD

    Ok so that is definitely not how the week will pan out as hubby is coming home on Monday for three days, and I always spend lots when he home. :D

    The activities on mon/tues/weds are budgeted elsewhere, other than visit to Santa.

    Down to SMP from this month so setting £15
    SPC 18 Target £200 /
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Can I go for £54 please?

    I'm in London for work for the next three days, so won't be counting legitimate work expenses but will count things like beer :D I'm going out after work tomorrow with a friend I haven't seen for ages, so I imagine a couple of beers might happen :D

    I'll end up buying some food while I'm there anyway, that won't be claimable, but I'm really hoping I can keep under this budget and roll some over to the following week.
  • Sedge123
    Sedge123 Posts: 597 Forumite
    Ah thank ETO hope you've had a lovely if a little busy weekend?

    Last week was green for me £40/£24.14 so I was feeling very pleased with myself.

    I'm pledging £25 this week. Started off with a NSD today. X
    Determined to save and not squander!
    On a mission to save money whilst renovating our new forever home
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Morning all

    Thanks ETO for starting the thread. I'm going to go for £40 this week as I have a lunch out.

    Sun - NSD
    Mon - ?

    Total- £0/£40
  • bearacus
    bearacus Posts: 824 Forumite
    Part of the Furniture Combo Breaker
    Morning everyone,
    I will pledge £80 this week and see if I can actually stick to it.

    Bearacus x

    NW-£0 Cap one-£76 HSBC small-£359.51 (0% Aug16) HSBC car- £3511.46 (0%Oct17) HX car/baby- £2731.57 (0%Nov16) HX -£1198.66 (0% Jul16) Argos- £50(BNPLMay)
    Credit card debt-£7877.20 (4/3/16)
    Car Loan - £21,777 - Now - £12,383.36 Mortgage- £154,315.77
    LLoyds loan- paid 28/1/11 LLoyds O/D paid 9/9/10
    New LBM- £ 28/2/2016
  • Thanks ETO for putting my amount already.
    Grocery Challenge 2024
    Feb £419.82 Mar £599.53 Apr £405.69 May £531.37 Jun
    Declutter challenge 2024 0 items
  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    Thanks for the thread ETO - hope your weekend was lovely and not too hectic.

    Last week was a red week for me: £18/£10 - mainly due to buying Christmassy bits as i've used up all my festive budget (all presents have now been bought now though so not too bad).

    Can i have my usual £10 please?

    Sunday: NSD
    Monday: £4 spent (on breakfast for me and OH)
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • Mrs_Cheshire
    Mrs_Cheshire Posts: 1,259 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Both days so far have been NSD's for me.
    Grocery Challenge 2024
    Feb £419.82 Mar £599.53 Apr £405.69 May £531.37 Jun
    Declutter challenge 2024 0 items
  • Sedge123
    Sedge123 Posts: 597 Forumite
    And another NSD today for me. That's two in a row so good going so far!
    Determined to save and not squander!
    On a mission to save money whilst renovating our new forever home
  • bearacus
    bearacus Posts: 824 Forumite
    Part of the Furniture Combo Breaker
    Evening everyone,

    Mon- diet coke/husbands lunch box food/husband cigarettes -£11.97

    £11.97

    Bearacus xx

    NW-£0 Cap one-£76 HSBC small-£359.51 (0% Aug16) HSBC car- £3511.46 (0%Oct17) HX car/baby- £2731.57 (0%Nov16) HX -£1198.66 (0% Jul16) Argos- £50(BNPLMay)
    Credit card debt-£7877.20 (4/3/16)
    Car Loan - £21,777 - Now - £12,383.36 Mortgage- £154,315.77
    LLoyds loan- paid 28/1/11 LLoyds O/D paid 9/9/10
    New LBM- £ 28/2/2016
This discussion has been closed.
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