I'm not paying!

Wheres_My_Cashback

walter100 wrote: »

Hi I'm new and don't even know if I am posting in the correct forum so please goes easy

but anyway's....here goes....

I have recently left the army and have been lucky enough to find a job straight away.

The issue is upon leaving I opened a new bank account with Santander to have my new wage paid in.

My old bank account had next to nothing in it when i left the army this account, managed by Holts (Military RBS) decided to send me a letter today stating i am £673 in the red.

I had a Direct Debit set up and basically a payment was rejected and the changes started topping up.

My admin has't been great as finding a new house/job and just generally settling back into civilian life has not been as easy as I thought.

I want some feedback on me not paying this back...ever! I will refuse as I believe what RBS has done is shocking, how can a bank carry on charging me I mean is there not a cap?

We all know the banks are the biggest crooks and to be honest I own my car/phone and don't ever want to buy a house in this country as I would t give a bank the satisfaction of ever having a mortgage so don't really care about my credit rating.

But would i go to prison for this? Or would a debt collector ever come to my house?

I'm sorry this probably does't make sense I'm just so angry a bank can just decide to hound me for money I have never had!

And too be honest if prison was an option i would choose it before ever ever paying a penny.

cheers
W

Oh dear, what a poor effort.....Fiction is obviously your forte !!

ColdIron

Wheres_My_Cashback wrote: »

Oh dear, what a poor effort.....Fiction is obviously not your forte !!

I agree - Troll

JuicyJesus

It's really depressing how "two wrongs make a right" is apparently acceptable now.

pmduk

Don't forget, many landlords will credit check you before renting you a property.

100saving

call them and see what they say be nice and you never no.

otherwise call the financial ombudsman - http://www.financial-ombudsman.org.uk and see what they say.

you might find it better in the long run to just dig up the money and just pay it now as believe me it will come back and bite you on the !!!! its only £673 if you work out possible legal fees in a year or two it will be more.

robatwork

Don't waste any more breath until the OP comes back to this thread. He won't.