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unacknowledged debt

I have posted on a different board and have been advised to post on the debtfreewanna. In short i won a land reg tribunal case in 2008,the adjudicator told my ex if he wanted to peruse me for money he would have to issue court proceedings as he failed to get a unilateral notice on my property. Basically he wants some .more money from the property i bought him out of and wants me to pay half HIS credit card bills. I have never acknowledged any debt. He started persuing this in 2006. In June this year up to now i have received 3 letters from an entirely different solicitor firm saying if i do not pay him £x he will take me to court. I ignored all letters. Today i receive a further letter saying because i have ignored them they will advise their client to instruct a debt collector if i dont respond in 7 days. Can you instruct a debt collector if there is no proven debt. I have had this foul mouthed violent ex on my back now for 7 years and frankly can't take any more. Any advice much appreciated

Comments

  • ValHaller
    ValHaller Posts: 5,212 Forumite
    First Post Combo Breaker
    Original thread https://forums.moneysavingexpert.com/discussion/4636049

    The recent advice on that thread is that he is using a debt collector because his solicitor is telling him he does not have a good case.

    Of course he can instruct a debt collector for an unproven debt - to be a fully proven debt, either you have to accept it or a court has to order you to pay it - in which case bailiffs would be employed. These people will only be debt collectors - even if their letter head says 'bailiffs' they will still only be acting in the capacity of debt-collectors. Debt collectors have no legal powers.
    You might as well ask the Wizard of Oz to give you a big number as pay a Credit Referencing Agency for a so-called 'credit-score'
  • freda11
    freda11 Posts: 236 Forumite
    The last letter said if no response in 7 days they will advise their clent to instruct a firm specialising in debt recovery. Am I right in thinking this will be a firm of debt collectors or will it be a different law firm dealing in these matters?
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