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It's Official. I am debt free!

I am debt free!!!


I can now scream loud and proud!!! I called my bank, cleared the last of my loan, it's been knocked off my internet banking already and I am home free.

It's been a long, tough year, I am off sick from work and you guys are the first to know.....

So I just want to say....
:j:j:jWooohooooooooo!!!:j:j:j


However a massive thank you to everyone who contributed to my personal thread which will close it's door on December the 31st cause I have another journey to start in 2014 and especially everyone ( you know who you are ) who took part in my monthly Challenges.

It would never have been as fun as it has without all the little stories from you, the camaraderie, the high jinx, and all those SFD's that we have clocked up....

So thank you to everyone!!!
“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
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Comments

  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Congratulations, it's posts like yours that keep me going!
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    Woo Kat! Your diary was the inspiration for me joining the forum. Good luck in your DF future x
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • System
    System Posts: 178,375 Community Admin
    10,000 Posts Photogenic Name Dropper
    Congratulations!!

    You are amazing...Im just on the start of my journey
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Avogirly
    Avogirly Posts: 751 Forumite
    Part of the Furniture
    :beer:WOOOOOOOOOOOOOOOHOOOOOOOOOOOOOOOO:beer:

    Well done you! That is absolutely brilliant, you must be feeling so fantastic!
    October make £10/day currently £11.02
  • :j YAY! :j

    Congratulations Kat - and get well soon, too! :beer:
    February: 5/15 NSD
  • Kat,

    Your strength, determination, straight talking and enthusiasm have inspired more people than you will ever know.

    Being debt free is a great achievement, but the impact of what you've done here will continue long after your credit cards are a distant memory :)

    Here's to 2014!

    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • Congratulations on becoming debt free !!!! I am very pleased for you :)
  • Kat,

    Your strength, determination, straight talking and enthusiasm have inspired more people than you will ever know.

    Being debt free is a great achievement, but the impact of what you've done here will continue long after your credit cards are a distant memory :)

    Here's to 2014!

    clf x

    Gotta be the nicest thing I have heard today... and I am not sure if we have met properly. So thank you so very much...x x x
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
  • Siouxsie32
    Siouxsie32 Posts: 1,987 Forumite
    Part of the Furniture 1,000 Posts Cashback Cashier
    I thought I heard a scream!! I knew it would be you so I joined in :D

    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

    :T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T

    Hang on, I'll go back and read the details - couldn't hold in the excitement! Woo Hoo!!!
  • MrsGSR
    MrsGSR Posts: 1,041 Forumite
    Debt-free and Proud!
    Kat,

    Your strength, determination, straight talking and enthusiasm have inspired more people than you will ever know.

    Being debt free is a great achievement, but the impact of what you've done here will continue long after your credit cards are a distant memory :)

    Here's to 2014!

    clf x

    Couldn't agree more!
    Absolutely fantastic Kat, well done.:T
    You've certainly inspired me and your influence has bought me a long way in just a few months. Thank you from the bottom of my heart.

    And now beginith the next chapter in your journey in life!
    Squirrelling away in September No 33
    It's not about the money, it's about financial freedom, being in control of it and living in the natural world and not a material world
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