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Arrangement to pay on CR when applying for a mortgage!
Rich1989
Posts: 2 Newbie
Hi...
Looking for a bit of guidance, applying for a mortgage is definitely confusing!
My girlfriend and I are looking to buy our first house, 20% deposit on a house for £115,000 and we make jointly 40k.
Problem is I have an arrangement to pay on my credit file, showing 2 3 then AP. From October 2010. It was a Vodafone mobile internet thing, silly mistake. My girlfriend credit report is clean.
Would we have a chance in getting a mortgage. Booked an appointment with barclays as they are who we bank with, so hopefully I'm thinking they would be our best bet.
Thanks in advance!
Looking for a bit of guidance, applying for a mortgage is definitely confusing!
My girlfriend and I are looking to buy our first house, 20% deposit on a house for £115,000 and we make jointly 40k.
Problem is I have an arrangement to pay on my credit file, showing 2 3 then AP. From October 2010. It was a Vodafone mobile internet thing, silly mistake. My girlfriend credit report is clean.
Would we have a chance in getting a mortgage. Booked an appointment with barclays as they are who we bank with, so hopefully I'm thinking they would be our best bet.
Thanks in advance!
0
Comments
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When did the AP end?0
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It was just for one month the AP lasted in October 2010.0
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