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Pension Review Form Query

Jonathan57
Posts: 6 Forumite
I have a been sent a pension review form and under Client Objectives there is an objective which I do not understand. It states: Less volatility (away from BM/EB) Would like more stability in growth. Concerned that factors affecting equities growth will not be positive. Giving a Yes/No reply option. What does BM/EB mean in this context? I searched on Google and did not find an answer and I asked the firm who sent me the form and they did not answer the question. Please help if you know the answer.
Should Scotland be independent? 6 votes
Yes
0%
0 votes
No
50%
3 votes
Maybe
50%
3 votes
0
Comments
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What does your poll have to do with your subject?
Ask your adviser as they would have risk profiled you as part of the review and they will be able to explain their risk scale in context. There is not a universal risk scale. Each firm has it's own one and the weightings would be different. (i.e. one 1-10 scale could be different to another 1-10 scale)
If you are paying the adviser to give a review then they should answer the question. If its not an adviser and one of these unregulated scam companies that are cold calling and on the internet then think of it as a lucky escape if they are no longer in contact with you.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
I'm not sure England should lose its biggest county.0
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It's unclear what BM and EB mean. What is clear is that if you select lower volatility, they are likely to choose investments with lower growth, because that is the trade off made to get lower volatility.
Better to be explicit, tell them what percentage drop you'll take in a bad year. The main UK market can expect to see a 20-25% drop every two to four years and 40-50% once or twice every ten years. But with growth overall, like a rollercoaster in reverse. Tell them whether you want that drop to be over the whole mixture combined and/or also want it or a higher range to also apply to individual investments within the mixture.0 -
I assume bm could be benchmark but unsure of eb.0
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