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Mortgage credit checks
mikeybrown
Posts: 1 Newbie
Hi,
I have a mortgage set up ready to go with the Nationwide when we move into a new build. We are expecting to move in 2 weeks.
My question is - Will Nationwide check my credit score again on completion. I am looking to purchase a sofa on finance but dont want my credit score to take a hit if Nationwide will run another check before we move in.
Thanks.
I have a mortgage set up ready to go with the Nationwide when we move into a new build. We are expecting to move in 2 weeks.
My question is - Will Nationwide check my credit score again on completion. I am looking to purchase a sofa on finance but dont want my credit score to take a hit if Nationwide will run another check before we move in.
Thanks.
0
Comments
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They may do.
Always best to hold off until the mortgage has completed.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Avoid any new applications for credit between applying for a mortgage and its completion.
You may not be checked again, but do you want to chance it?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
As above, wait until you complete then SPEND SPEND SPEND."Dream World" by The B Sharps....describes a lot of the posts in the Loans and Mortgage sections !!!0
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I got checked by Nationwide at AIP, Full Application, and 3 days before completion. I assume this was before they sent the money to my solicitor.m0
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