21.6.07 what small dfw thing will you do/have you done today?

hypno06

Hello lovely DFWers - old timers and newbies.

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will:

- send everyone to school with packed lunches
- do online banking
- get something on ebay
- not increase my debt in any way
- make storecupboard meals
- be positive

Have a good day everyone!

Sea78

Hi



I've got all my journey stuff for the trip so won't have to pay service station prices Drinks, snacks, activities for the kids.

Not sure what else lol

Right had a think!!
Getting lunch provided as have a guest speaker at a conference in school so lunch will be laid on
Piggy clicks
Doing my usual morning surveys.
Will be having leftover tea for my tea tonight before setting off.

Sea xxx

Karmacat

Hi hypno, hi all. Today, I've got a fair bit of stuff:
- have arranged to see a CBT person, so today I'm journalling about my trading situation (like now, I'm posting and should be concentrating, ulp).
- finally got some envelopes from Tesco green clubcard schemes, will be sending off 3 eligible used printer cartridges - 300 Tesco points right there!
- check my online banking to see that a credit card payment went out yesterday. I'd booked it on Sunday - I'm a little cautious about booking a payment ahead of time, haven't done it much.
- weeding an area so that I can plant some herbs today.
- I tried to use that 200pts WHSmith voucher last weekend, but my card dead. Tried to get it sorted today, and there's *no way* I'm holding on an 0870 line for a card, so have bit the bullet, abandoned the points on my dead card and the 200 freebies, and ordered a new card to make a new start. Annoying, but I should have dealt with it before. I *did* say it was a replacement card, that might mean I get the points from the old card, but I doubt it (hollow laugh). Off to pull weeds.

Have a good day all!

Shineyhappy

Morning everyone!

Today I have/will:

-take a packed lunch to work
-have a NSD
-put at least two things on Ebay
-check online banking
-do my piggy comps if they are up
-have a walk for exercise

Have a lovely day everyone!

Storm

Morning all

Today I have/will:

- Brought lunch to work with me
- Doing a couple of hours overtime this evening
- Spend less than £1
- Storecupboard dinner
- Check comps board for more to enter
- Do piggy comps
- Not increase my debt in any way

Have a good one all!

Lucy1982_2

Today I will:

- Not increase my debt in any way!
- Have leftover dinner from last night (homemade shepherds pie)
- Post 2 Amazon parcels
- Brought most of my lunch with me to work, just need to top up with somethings we didn't have at home.
- Will keep spending low!!!

Good luck everyone x

immoral_angeluk

Today I'll mostly be looking out of the window for a royal mail van in the vain hope that my new bass gear with arrive.

cattie1

brought in homemade sandwiches for lunch (and cream crackers for breakfast!!!)
drinking works tea and milk:D
also getting my house valued today to buy off the council and have left it VERY messy so Iget it cheaper! lol:eek: :rotfl: :T

Essex-girl_2

Morning All
Today

-kids with packed lunches
-low spending day
-checked and reconciled bank a/c's
-piggy clicks/comps
-remaining positive.

Have a good one.

angelavdavis

Hi Hypno and everyone!

In a good mood today because I found out I had passed my last exam in my MBA - just the big assignment (6000 words) and my end of course assessment (1000 words) to go now! Its been five long years and it all ends in October!!!:T :T

Today I will:

- Make some garlicky black eyed bean spread from my cupboard contents (new recipe) to try with my HM bread I made last night.
- No spend day
- Transfer my last payment to pay off my MBNA card before the 0% period ends - my last credit card debt!!! Yipeeee:j :j

crawley_girl

Morning people

Today I:
* am off to do a few hrs at my 2nd job
* will get the bus to work
* will get to eat dinner there for free
* will get a lift home with friend/ colleague
* will need to raid my savings to pay for some essentials, money will be replaced when I get paid next week
* will pick up a prescription and use my pre-payment certificate
* will use many free texts and minutes

:heartpuls CG :heartpuls