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i am considering using my property as a holiday let.....what mortgage consent is

Needed..
İ am thinking of letting my home out as a holiday let next summer and wonder if i can do it on just a normal Building society permission for a let or is there anything else i require..?
mfw'11 No68- 55k mortgage İO--little to nothing saved! i must do better.

Comments

  • opinions4u
    opinions4u Posts: 19,411 Forumite
    I doubt you'd get consent for that.
  • de1amo
    de1amo Posts: 3,401 Forumite
    1,000 Posts Combo Breaker
    'i doubt'....do you know?? or is it just your guess??
    mfw'11 No68- 55k mortgage İO--little to nothing saved! i must do better.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Suggest you ring your lender for clarification.
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    de1amo wrote: »
    'i doubt'....do you know?? or is it just your guess??
    It depends on the lender.

    I'm not guessing, I'm stating the probable outcome.

    Does that meet your requirements?
  • Annisele
    Annisele Posts: 4,835 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You might also need planning permission for that (depending on where you are in the country).
  • amnblog
    amnblog Posts: 12,764 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ask your lender, don't be surprised if they don't like it.

    Consent to let for standard occupation is one thing, holiday lets another.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • antrobus
    antrobus Posts: 17,386 Forumite
    de1amo wrote: »
    'i doubt'....do you know?? or is it just your guess??

    Of course he doesn't know. Only your lender knows the real answer to the question. The only responses you're going to get to your question are a range of opinions and guesses.
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    antrobus wrote: »
    Of course he doesn't know. Only your lender knows the real answer to the question. The only responses you're going to get to your question are a range of opinions and guesses.
    To be honest, the OP wins an award for getting under my skin. Most don't. But that response really naffed me off.

    Still, I've recovered now.
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    opinions4u wrote: »
    To be honest, the OP wins an award for getting under my skin. Most don't. But that response really naffed me off.

    Still, I've recovered now.

    I was going to reply, giving the circumstances, in my experience, of when the lender that I worked for granted Consent to Lease. It might have given some guidance.

    But I'll leave it now ...... Don't want a shirty reply!
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
This discussion has been closed.
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