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Mortgage Help Needed!

I am a first time buyer looking to get a joint mortgage with my husband on a property priced at £385000 with a 25+% deposit. I don't have a squeaky clean credit history and have some late payments dating back 3+ years but none in the last 12 months. We have a combined income of £110000. I would really appreciate any advice on whether I would even be accepted for the mortgage?

Comments

  • If as you state it then it should be perfectly doable at sensible rates - a brokers fee would appear a very good investment to check the detail and hopefully ensure a first time success
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
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