Mortgage question

homer_j_3

Ezrolith wrote: »

I plan on making an appointment with a new mortage advisor and seeing if I can sort things out cheaper because it's a nightmare with this for me. I will talk to him and see what happens.

I phoned the chaps Martin recommends but the guy I spoke to said since I got my offer (May) interest rates have increased .5% and I had a great deal, he suggested I stuck with it. I clearly didn't emphasis I was very unhappy with my current advisor and wasn't bothered about paying slightly more (imagine the insurance saving!).

I am just worried if I start again a.) maybe I will have to wait for my searches to drop off my credit file (tho everyone thinks this wont matter but I have alot now since I applied for mortgage). and b.) I might have to pay a valuation fee on the mortgage I've applied for (was free as part of the deal and I never was told I'd have to pay for it though).

You are not having much luck are you? Go an look for someone you can go and visit locally with all your paperwork and let them take the time to fully get to grips with your situation.

herbiesjp

Definitely get a second opinion here

The adviser has totally confused you and you appear to be none the wiser as to what is happening - not a good situation to be in when you are buying a house!