Can't pay my payday loan!!

DCFC79

DouglasB01 wrote: »

....

You know this is a UK based forum ?

PasturesNew

John1993 wrote: »

Is that being made redundant, or being let go?

Even if the latter, you should still get your last pay packet after they tell you.

Getting your last pay packet isn't getting a redundancy payment .... it's getting your notice pay

PasturesNew

DCFC79 wrote: »

You know this is a UK based forum ?

That poster's "thanks for sharing" is a typical spammer building up enough posts to be able to link/similar.

adrenalin

Sinhanada wrote: »

Not everyone can I'm afraid. It depends on how much you earn, how much available credit you have \ used etc. I'm one of the many who have taken payday loans before, and when I realised I'd been sucked in too deep, I contacted CCS to help. I was on over 30k per anum, but the banks refused the loan to get me out of it. I understand why now. I wish people would stop saying go to the banks. They won't always help - and shouldn't always help and that is where the niche for these guys appears.

I got in rut excess living raked up to limit and snapped out it and gradully payed of over 18months. Overdrafts can be bad as dont acually have pay any off :O:eek:

Also I think mine only £38 month average full 2500 over so cheap compared i never had will power pay it off. Now I like so tight as used living bare minimum and taking offer working friends when out.

It hard motivate yourself pay off overdrafts i spose payday have little choice.

It odd why I was ever offered so much I had a supermarket job ok pay when first had it but 1000's in bank. Once you have them they seam let you keep them the interest as long pay them and some money coming in.
Sorry hijack post

John1993_2

PasturesNew wrote: »

Getting your last pay packet isn't getting a redundancy payment .... it's getting your notice pay

Yes, I know. Even if you are not made redundant, you still get your last pay packet, so can use that to pay your payday loan back (as people should not be borrowing more than their next guaranteed packet).

gb12345

PasturesNew wrote: »

That poster's "thanks for sharing" is a typical spammer building up enough posts to be able to link/similar.

His other 3 posts are equally inane, so I've reported him as a spammer.

DCFC79

gb12345 wrote: »

His other 3 posts are equally inane, so I've reported him as a spammer.

I had my suspicions

JuicyJesus

I'm really worried about the state of our country where people think it's acceptable to take out a loan you can't afford and then tell lies to avoid paying it back, and say it all as casually as if they were saying they'd tripped over in the street. Without wishing to get all Daily Mail here, that's a pretty significant level of morality and intelligence deficit.

Little while lie, my a**e. This sort of rubbish makes people who are in genuine financial difficulties look like liars.

Apples2

Careful, non cuddly posts are being deleted with a vengeance this morning

Chrisblue1962

JuicyJesus wrote: »

I'm really worried about the state of our country where people think it's acceptable to take out a loan you can't afford and then tell lies to avoid paying it back, and say it all as casually as if they were saying they'd tripped over in the street. Without wishing to get all Daily Mail here, that's a pretty significant level of morality and intelligence deficit.

Little while lie, my a**e. This sort of rubbish makes people who are in genuine financial difficulties look like liars.

I agree 100%. A while ago I took out a couple of PDLs because we absolutely had no alternative but I gradually paid them off. I personally believe that to take out a loan with prior knowledge that you cannot pay it back is a form of fraud. You borrowed it...you pay it back.